We are paid by the lender once your loan is settled, so in most cases there is no cost to you for using our service. We’ll always be transparent about how we are paid.
A mortgage broker compares loan options from multiple lenders and helps you find the most suitable solution. We manage the process from application through to approval, making it easier and less stressful for you.
Yes. We can review your current loan and see if there are better rates, features, or cashback offers available. Refinancing could help you save money or improve your loan structure.
We work with a wide range of trusted lenders, including major banks and specialist providers, giving you access to a variety of loan options.
Your borrowing capacity depends on factors like your income, expenses, existing debts, and deposit. We can assess your situation and provide a clear estimate.
Pre-approvals can typically take a few days, while full approval may take 1–3 weeks depending on the lender and your circumstances.
Most lenders require a deposit, usually starting from 5%–20% of the property value. We can guide you through options depending on your situation.
Generally, you’ll need identification, proof of income (such as payslips or tax returns), and recent bank statements. We’ll provide a full checklist to make it easy.
Yes. We work with lenders who specialise in self-employed clients and more complex financial situations, and we’ll help structure your application correctly.
A bank can only offer their own products, while we compare multiple lenders to find a solution that suits your needs. We also handle the process for you, saving you time and effort.
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